Legal Sustainability Of Object Gadai Execution By A Porrietary Assets That Are Debt Guaranteed Without Agreement Of Husband Or Wife (Study At PT. Pegadaian in Medan City)

Yose Rizal Efendi, Ramlan Ramlan, Ferry Susanto Limbong


As a marriage bond progresses, there will certainly be tests or trials that come, especially economic problems, of course the husband as the head of the household is the burden of responsibility in providing for his wife both physically and mentally, in this day and age one of the ways that is often taken in solving problems economy is by using bank facilities as referred to in Article 1 point 2 of Law Number 10 of 1998 concerning Amendments to Law Number 7 of 1992 concerning Banking, which states that a bank is a business entity that collects funds from the public in the form of savings and distributes it to the public in the form of credit. and or other forms in order to improve the lives of many people. The type of research used in this research is normative legal research. This type of research was chosen because the study in this study is a study of legal science, therefore it must be studied from its legal aspects. Normative legal research is research on library materials (secondary data) that are relevant to the problems to be analyzed, both in the form of primary legal materials, secondary legal materials, and tertiary legal materials. Legal certainty for the legal arrangement of the object of a pledge which is a joint asset in a marriage which is used as a debt guarantee without the consent of the husband or wife is contained in Article 1 of Law Number 1 Year 1974 concerning Marriage and Article 119 of the Civil Code Kemdian Article 36 paragraph (1) of Law No. 1 of 1974 concerning Marriage has actually provided a legal corridor, that the action to carry out a pledge in the form of joint assets obtained during the marriage period must be based on an agreement between the two parties between the husband and wife. The process of executing the object of the pledge in the form of marital assets which is used as collateral for debt without the consent of the husband or wife at PT. Pegadaian Medan City, first PT. Pegadaian Medan City conveyed that the debtor is due for payment which will be sent via an official letter from PT. Mortgage of Medan City, then starting 7 (seven) days after the official notification to the debtor, there is also no good faith of the debtor in paying the debt bill, so PT. Medan City Pegadaian conducts an auction for the object of the pawn in the form of joint assets of the marriage bond

Full Text:





Abdul Manan. (2006). Aneka Masalah Hukum Perdata Islam di Indonesia. Jakarta. Kencana

J. Satrio. (2002). Hukum Jaminan, Hak-Hak Jaminan Kebendaan. Bandung: Citra Aditya Bakti.

M. Yahya Harahap. (2005). Kedudukan Kewenangan dan Acara Peradilan Agama. Jakarta: Sinar Grafika.

Mariam Darus Badrulzaman. (1999). Bab-Bab Tentang Credietverband, Gadai dan Fidusia. Bandung: Alumni

Purwahid Patrik dan Kashadi. (2003). Hukum Jaminan. Semarang: Fakultas Hukum Universitas Diponegoro.

Slamet Abidin Aminuddin. (1999). Fiqh Munakahat 1. Bandung: CV Pustaka Setia

Soerodjo Wignjodipoero. (1995). Pengantar dan Asas-asas Hukum Adat. Jakarta. Gunung Agung.

Zainuddin Ali. (2008). Hukum Gadai Syariah. Cet. I. Jakarta: Sinar Grafika.


Ismail Koto & Faisal. (2021). Penerapan Eksekusi Jaminan Fidusia Pada Benda Bergerak Terhadap Debitur Wanprestasi. Journal of Education, Humaniora and Social Sciences (JEHSS). Vol 4, No. 2

Ismail Koto. (2021). Hate Speech Dan Hoax Ditinjau Dari Undang-Undang Ite Dan Hukum Islam. SOSEK: Jurnal Sosial dan Ekonomi Volume 2 Issue 1

Ismail Koto. (2021). Peran Badan Usaha Milik Negara Dalam Penyelenggaraan Perekonomian Nasional Guna Mewujudkan Kesejahteraan Masyarakat. Seminar Nasional Teknologi Edukasi dan Humaniora 2021, ke-1.

Oly Viana Agustine. (2018). Keberlakuan Yurisprudensi pada Kewenangan Pengujian Undang-Undang dalam Putusan Mahkamah Konstitusi. Jurnal Konstitusi. 15 (3).

Padian Adi Salamat Siregar, Ismail Koto. (2019). Syarat Objektifitas Dan Subjektifitas Penangguhan Penahanan. DE LEGA LATA Jurnal Ilmu Hukum Fakultas Hukum Umsu. Volume 4 Nomor 2


Article Metrics

Abstract view : 113 times
PDF - 7 times


  • There are currently no refbacks.

© Veteran Law Review 2022

Creative Commons LicenseThis article is distributed under the terms of the Creative Commons Attribution-ShareAlike 4.0 International License

Creative Commons License

Veteran Law Review is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

View My Stats