Maulida, Lutfiana, Haniam Maria, Putri Meilia, Galih Kirani Febiyanti, and Ananta Varadilla. “Keputusan Finansial Generasi Z Ditinjau Dari Literasi Keuangan, Inklusi Keuangan, Dan Financial Technology”. Islamic Economics and Business Review 3, no. 3 (December 31, 2024). Accessed December 6, 2025. https://ejournal.upnvj.ac.id/iesbir/article/view/8869.