Pengaruh Pembiayaan Bermasalah, Perputaran Kas, Dan Utang Jangka Pendek Terhadap Likuiditas PT Bank Muamalat Indonesia
Keywords:
cash turnover, liquidity, non performing financing, short-term debtAbstract
Liquidity indicates the bank's ability to meet the possibility of withdrawing funds made by customers. In this study, liquidity can be measured using the financing to deposit ratio (FDR). This study aims to determine the effect of financing, cash turnover, and short-term debt on the liquidity of PT Bank Muamalat Indonesia. In this study, the independent variables are Non-performing Financing, Cash Turnover, and short-term debt, the dependent variable is liquidity. This research method used in this study is the Classical Assumption Test, Multiple Linear Regression Analysis and Hypothesis Testing.The results of this study show that non-performing financing, cash turnover, and short-term debt have a negative effect on liquidity. . In addition, based on the t test, the results showed that the variables indicated problematic financing, cash turnover, and short-term debt had a partial effect on liquidity.
References
Adrianah. (2019). Pengaruh Hutang Jangka Pendek Dan Hutang Jangka Panjang Terhadap Laba Bersih P.T. Vale Indonesia Tbk Di Bursa Efek Indonesia. Jurnal Economix, 7, 1–11.
Eries, E., Noor Shodiq, A., & Mohammad, A. (2018). Pengaruh Kredit Bermasalah Dan Perputaran Kas Terhadap Likuiditas. Jurnal Riset Akuntansi, 7(12), 56–71.
Fahmi, I. (2013). Manajemen Keuangan Teori dan Soal Jawab (kedua).
Gabriel, O., Victor, I. E., & Innocent, I. O. (2019). Effect of Non-Performing Loans on the Financial Performance of Commercial Banks in Nigeria. American International Journal of Business and Management Studies, 1(2), 1–9. https://doi.org/10.46545/aijbms.v1i2.82
Gill, O. J., & Chatton, M. (2003). Memahami Laporan Keuangan. Victoria Jaya abadi.
Jumingan. (2014). Analisis Laporan Keuangan. Media Grafika.
Kasmir. (2013). Analisis Laporan Keuangan (Ed. 1--6). Rajawali Pers.
Kuswahariani, W., Siregar, H., & Syarifuddin, F. (2020). Analisis Non Performing Financing (Npf) Secara Umum Dan Segmen Mikro Pada Tiga Bank Syariah Nasional Di Indonesia. Jurnal Aplikasi Bisnis Dan Manajemen, 6(1), 26–36. https://doi.org/10.17358/jabm.6.1.26
Marina, V. T., & Marlina, M. (2019). Pengaruh Kecukupan Modal, Kredit Bermasalah Dan Likuiditas Terhadap Profitabilitas Pada Bank Umum. Jurnal Ekonomi Dan Bisnis, 3(1), 63. https://doi.org/10.35590/jeb.v3i1.725
Mochtar, H. A. L. (2021). Kredit Bermasalah , Perputaran Kas Dan Pengaruhnya Terhadap Likuiditas Perusahaan. 1, 1–9.
Muhammad. (2004). Manajemen Dana Bank Syariah.
Pandoyo, D., & Sofyan, M. (2018). METODOLOGI PENELITIAN KEUANGAN DAN BISNIS (1st ed.). IN MEDIA.
Sari, W. P. (2015). Pengaruh Utang Jangka Pendek terhadap Tingkat Rasio Likuiditas pada Perusahaan Barang Konsumsi yang Terdaftar di Bursa Efek Indonesia (BEI). Jurnal Ekonomi, Keuangan Dan Kebijakan Publik (JEKKP), 1(April).
Sinaga, A. A. (2014). PENGARUH KREDIT BERMASALAH TERHADAP PERPUTARAN KAS DAN LIKUIDITAS PADA BPR KONVENSIONAL DI WILAYAH REGIONAL JAWA TENGAH.
Situmorang, S. H. (2014). Analisis data (ketiga). USU Press.
Sugiyono. (2014). Metode Penelitian Kuantitatif Kualitatif dan R&D. Alfabeta.
Utami, M. S. M., & Muslikhati, M. (2019). Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF) terhadap Likuiditas Bank Umum Syariah (BUS) Periode 2015-2017. Falah: Jurnal Ekonomi Syariah, 4(1), 33. https://doi.org/10.22219/jes.v4i1.8495
Yudana, P., Cipta, W., & Suwendra, I. W. (2018). Pengaruh Kredit Bermasalah Dan Perputaran Kas Terhadap Likuiditas Pada Lembaga Perkreditan Desa Kecamatan Seririt. Jurnal Manajemen, 4(1), 56–71.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Islamic Economics and Business Review
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
This work is licensed under a Creative Commons Attribution 4.0 International License.