Pengaruh Penilaian Tingkat Kesehatan Bank Metode RGEC terhadap Penyaluran Pembiayaan di BTPN Syariah

Shafa Safira; Fitri Yetty

Pengaruh Penilaian Tingkat Kesehatan Bank Metode RGEC terhadap Penyaluran Pembiayaan di BTPN Syariah

Authors

Shafa Safira Universitas Pembangunan Nasional Veteran Jakarta
Fitri Yetty Universitas Pembangunan Nasional Veteran Jakarta

Keywords:

Bank Health Level, Financial Report, Financing Distribution, RGEC Method, Shariah Bank

Abstract

The amount of financing disbursed by banks might vary depending on a number of internal and external factors. Therefore, banks must pay attention to evaluating a bank's soundness in its operational activities as a kind of supervision to ensure that the company's existence continues to run smoothly and that the distribution of finance may be optimally distributed. The assessment of bank health in this study is by POJK No.8/POJK.03/2014 using the risk approach (RGEC) as measured by financial ratios only with NPF (Risk Profile), ROA (Earning), and CAR (Capital) variables. PT BTPN Syariah's annual report for 2014–2021 was used as a research sample. With secondary data collection methods using multiple linear analyses and SPSS software for data analysis. The results of the study show that NPF, ROA, and CAR partially positively have no significant effect but simultaneously have a significant effect on financing disbursement at BTPN Syariah.

References

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Published

2023-04-28

How to Cite

Safira, S., & Yetty, F. (2023). Pengaruh Penilaian Tingkat Kesehatan Bank Metode RGEC terhadap Penyaluran Pembiayaan di BTPN Syariah. Islamic Economics and Business Review, 2(1). Retrieved from https://ejournal.upnvj.ac.id/iesbir/article/view/5489

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Issue

Vol. 2 No. 1 (2023): IESBIR, April 2023

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Artikel

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