Natalena, Desi Putri, and Viverita Viverita. 2024. “The Impact of the Level of Bank Competition on Credit Risk in ASEAN-5 Countries”. EQUITY: JURNAL EKONOMI, MANAJEMEN, AKUNTANSI 27 (1):43-53. https://ejournal.upnvj.ac.id/equity/article/view/7420.